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	<title>VirusHead &#187; Business</title>
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		<title>Argue Pros and Cons of Healthcare Legislation Here</title>
		<link>http://www.virushead.net/vhrandom/2009/08/11/argue-pros-and-cons-of-healthcare-legislation-here</link>
		<comments>http://www.virushead.net/vhrandom/2009/08/11/argue-pros-and-cons-of-healthcare-legislation-here#comments</comments>
		<pubDate>Wed, 12 Aug 2009 00:56:28 +0000</pubDate>
		<dc:creator>VirusHead</dc:creator>
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		<category><![CDATA[Barack Obama]]></category>
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		<category><![CDATA[Georgia]]></category>
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		<guid isPermaLink="false">http://www.virushead.net/vhrandom/?p=3042</guid>
		<description><![CDATA[The actual dialogue that we should be having has been eclipsed by the pathologies of the American public.
This post is for arguing the pros and cons of the actual bill, ok?
Civil dialogue, only, please. Stick to topic and argue the actual bill!
Ready Jonathan? Ready Phil? Ready Michael? Anyone else that wants to join in? 
Here [...]]]></description>
			<content:encoded><![CDATA[<p>The actual dialogue that we should be having has been eclipsed by the pathologies of the American public.</p>
<p>This post is for arguing the pros and cons of the actual bill, ok?</p>
<p>Civil dialogue, only, please. Stick to topic and argue the actual bill!</p>
<p>Ready Jonathan? Ready Phil? Ready Michael? Anyone else that wants to join in? </p>
<p>Here is your forum. Make your case. See if you can be fair and adhere to the rules of civil dialogue. Maybe then some points could arise that are actually important to everyone.</p>
<p>Here&#8217;s how this specific conversation started on Facebook:</p>
<p>I posted this link:</p>
<blockquote><p><a href="http://news.yahoo.com/s/ap/us_health_care_swastika">Swastika painted at Georgia congressman&#8217;s office</a> &#8211; Yahoo! News &#8211; Someone spray-painted a large swastika on a sign outside the office of a Georgia congressman who was involved in a contentious argument over health care at a recent community meeting.</p></blockquote>
<p>And this comment: </p>
<blockquote><p>&#8220;So, this is Georgia and I&#8217;m confused. Is this an accusation or a proclamation?&#8221;</p></blockquote>
<p>Feedback from Friends</p>
<blockquote><p>
Michael: Atrocities of WWII aside, that really can&#8217;t ever be put aside&#8230; EVER.. I&#8217;m actually kinda&#8217; impressed that they have both the direction and the tilt correct.. given the usual pool of suspects, anyway. Unlike the one who painted it onto the Plymouth Rock backward&#8230; and was caught..</p>
<p>Heidi:<br />
There&#8217;s a disconnect for me though. Rush, Limbaugh, etc. have been comparing Obama/Democrats to the Nazis all week, without being aware of the resurgence of the KKK and those sorts of attitudes among their base? Unlikely. Maybe it&#8217;s just especially weird here, this week.</p>
<p>Michael:<br />
meh&#8230; he&#8217;s a clown who&#8217;s paid to fill a time slot.. you&#8217;d think by now people would wise up against per-minute ideology.</p>
<p>Phil: Typical. The sub-moronic trailer trash who are being goaded and funded to trash the nigg&#8230; I mean, that esteemed gentleman of color who happens to be president, praise Jesus and may the man die slowly&#8230; lack any apparent form of irony, rationality, intellect or historical knowledge. They DO, however, appear to know how to use spray paint. I guess all those opposable thumbs aren&#8217;t totally going to waste!</p>
<p>Phil: PS: Just in case my meaning was not totally clear, I am NOT referring to Obama by any form of racial slur. I am reflecting a sad truth about those who are so vehemently opposed to anything and everything the man does. At heart, they&#8217;re just terrified of a colored president, and will believe &#8211; or do &#8211; anything to counter that apparently terrifying reality.</p>
<p>Jonathan:  I&#8217;m one of those who dislike the President&#8217;s policy decisions. I couldn&#8217;t care less what color he is. His policies scare me. Most frightening is the clear difference between his public words, and his actions. In other realms, that would be called lying.</p>
<p>Phil:  *sighs*</p>
<p>The &#8220;lying&#8221; here, Jonathan, is being done by Obama&#8217;s opponents. Thanks for being one more American taken in by the high-stakes con-game being run to keep us shackled to the insurance companies! You are buying the lies wholesale, and we&#8217;re all paying the bill. If you want to know the truth, READ THE DAMNED PLAN, not the utter fabrications about the plan being spread by Sarah Palin&#8217;s lackeys and masters. It&#8217;s called &#8220;lying,&#8221; all right, but Obama isn&#8217;t the one doing it.</p>
<p>Phil:  And as for &#8220;frightened,&#8221; be frightened by the people who are starting riots and inciting hatred at town hall meetings. This was done before, Jonathan, using exactly the same playbook. Germany, 1933. Look it up, and see who&#8217;s REALLY playing Hitler now.</p>
<p>Jonathan:<br />
Wow. Do you have your tinfoil hat on to block the mind control impulses from the evil republican-neo-cons? We do have that vast right-wing conspiracy including insurance companies&#8230;</p>
<p>On a serious note, I&#8217;ve only seen/read excerpts from the bill, and those sections are disturbing. How about I post some links to those sections which clearly contradict the Obama rhetoric about the bill? I won&#8217;t have time until tomorrow night though. Gotta do laundry.</p>
<p>Phil: Who needs tinfoil hats? All you need is half a brain. As for the &#8220;mind control,&#8221; it&#8217;s quite simple, really: lies, lies, and more lies, backed up by utter fabricated hysteria from Rush Limbaugh, Sarah Palin and FOX News. Utter. Complete. Fabrications. No evil conspiracies necessary. Just the old Vladimir Lenin truism: &#8220;A lie told often enough &#8230; Read Morebecomes the truth.&#8221;</p>
<p>Regarding the insurance companies, please watch the interview with former Sigma executive Wendell Potter; in it, he tells Bill Moyers exactly what they do, why they do it, and how they get away with it&#8230; including a mention of the &#8220;third-party dirty work&#8221; that would be employed to stop health care reform attempts. See http://www.pbs.org/moyers/journal/07102009/watch2.html</p>
<p>As for the proposed bill, see: http://thomas.loc.gov/home/gpoxmlc111/h3200_ih.xml</p></blockquote>
<p>Start from here &#8211; or start from your own concerns.</p>
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		<item>
		<title>CIA Recruit Toy for 5 year olds?</title>
		<link>http://www.virushead.net/vhrandom/2009/05/14/cia-recruit-toy-for-5-year-olds</link>
		<comments>http://www.virushead.net/vhrandom/2009/05/14/cia-recruit-toy-for-5-year-olds#comments</comments>
		<pubDate>Thu, 14 May 2009 23:06:54 +0000</pubDate>
		<dc:creator>VirusHead</dc:creator>
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		<guid isPermaLink="false">http://www.virushead.net/vhrandom/?p=2963</guid>
		<description><![CDATA[Is a CIA Recruit Training Kit toy really necessary? Really? 
I was in a toy store picking up a few things for our son&#8217;s birthday tomorrow, and when I saw this, I just had to catch it on camera.
Does anyone think that the CIA is all about playing infrared tag? This is what we&#8217;re telling [...]]]></description>
			<content:encoded><![CDATA[<p>Is a CIA Recruit Training Kit toy really necessary? Really? </p>
<p>I was in a toy store picking up a few things for our son&#8217;s birthday tomorrow, and when I saw this, I just had to catch it on camera.</p>
<img src="http://www.virushead.net/vhrandom/wp-content/uploads/2009/05/cia_recruit_toy.jpg" alt="&quot;True Heroes&quot; CIA Recruit Training Set for Age 5+" title="&quot;True Heroes&quot; CIA Recruit Training Set for Age 5+" width="400" height="312" class="size-full wp-image-2964" />
<p>Does anyone think that the CIA is all about playing infrared tag? This is what we&#8217;re telling our kids now?</p>
<p>(shaking head)</p>
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		<item>
		<title>Speaking at SemTech</title>
		<link>http://www.virushead.net/vhrandom/2009/02/05/speaking-at-semtech</link>
		<comments>http://www.virushead.net/vhrandom/2009/02/05/speaking-at-semtech#comments</comments>
		<pubDate>Thu, 05 Feb 2009 11:02:17 +0000</pubDate>
		<dc:creator>VirusHead</dc:creator>
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		<guid isPermaLink="false">http://www.virushead.net/vhrandom/?p=2795</guid>
		<description><![CDATA[I&#8217;ll be speaking at the Semantic Technology Conference in San Jose at 5:00 PM on Wednesday, June 17, 2009! 

Messy Folksonomies: The Uses of Metanoise for Better Organizational Collaboration
This presentation will consider the uses of bottom-up, co-evolving folksonomies for better communication and collaboration across disciplinary lines.
 For reasons of efficiency, semantic technologies often focus on [...]]]></description>
			<content:encoded><![CDATA[<p>I&#8217;ll be speaking at the Semantic Technology Conference in San Jose at 5:00 PM on Wednesday, June 17, 2009! </p>
<p><a href="http://www.semantic-conference.com/"><img src="http://virushead.net/vhrandom/images/ImSpeaking.jpg" border="0" alt="I'm Speaking at SemTech 2009"></a></p>
<p><strong>Messy Folksonomies: The Uses of Metanoise for Better Organizational Collaboration</strong></p>
<p>This presentation will consider the uses of bottom-up, co-evolving folksonomies for better communication and collaboration across disciplinary lines.</p>
<p> For reasons of efficiency, semantic technologies often focus on terminological control. However, where several types of discourse exist within the same organization, a layer of bottom-up vocabulary provides a space for the change and difference that is always part of language. Language, like life, thrives on the border between order and chaos, and even the noisiest and most undifferentiated meta labels can serve a function. </p>
<p>Update 2-18: Actually, it looks like I&#8217;m not actually speaking after all. My proposal was accepted by the conference, but my support funding didn&#8217;t come through. Oh, well. Maybe next year.</p>
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		<title>Gantt Rant</title>
		<link>http://www.virushead.net/vhrandom/2009/01/25/gantt-rant</link>
		<comments>http://www.virushead.net/vhrandom/2009/01/25/gantt-rant#comments</comments>
		<pubDate>Sun, 25 Jan 2009 17:09:30 +0000</pubDate>
		<dc:creator>VirusHead</dc:creator>
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		<guid isPermaLink="false">http://www.virushead.net/vhrandom/?p=2759</guid>
		<description><![CDATA[Ooooooo, I despise Gantt charts. I&#8217;m trying to figure out timelines and tasks and resources and milestones, and I just keep thinking that this is the most ridiculous use of anyone&#8217;s time. Especially mine.
I&#8217;ve updated Gantt Project on my computer, and it&#8217;s not very friendly at all. It&#8217;s not the fault of the programmers. I&#8217;m [...]]]></description>
			<content:encoded><![CDATA[<p>Ooooooo, I despise Gantt charts. I&#8217;m trying to figure out timelines and tasks and resources and milestones, and I just keep thinking that this is the most ridiculous use of anyone&#8217;s time. Especially mine.</p>
<p>I&#8217;ve updated <a href="http://ganttproject.biz/">Gantt Project</a> on my computer, and it&#8217;s not very friendly at all. It&#8217;s not the fault of the programmers. I&#8217;m sure they are totally fantastic, and I can&#8217;t complain about having a groovy open-source program to do this stuff. I&#8217;m just not sold on the value of spending all this time to do something that seems so obvious. Just make a list, delegate some tasks, and get to work! </p>
<p>I don&#8217;t know all the random things that will start popping up, so I&#8217;ll actually have to spend time updating the thing, too. Maybe daily. Oh brother. </p>
<p>The whole thing is so subjective. How should I know how long this particular task is going to take? How should I know the percent complete? </p>
<p>So I have an end date. And a begin date. And some milestones that I know.</p>
<p>I guess the trick would be to figure out which tasks can go on simultaneously, and which tasks are dependent on other tasks. That gives me a certain amount of parallel processing. But if some of the resources &#8211; the subject matter experts &#8211; the doers &#8211; are tasked on multiple things, then they&#8217;re probably not going to be working on many things at the same time. And then &#8211; they have other things to do, too. That can become political, since then you have to get decisions on priority.</p>
<p>There is an implicit methodology, but I don&#8217;t yet grasp its ins and outs &#8211; and I&#8217;m fairly sure that I don&#8217;t entirely agree with some of the premises.</p>
<p>To be valuable, it seems as though there should be a master resource database where common tasks have historical data on how long it actually takes to complete. Most of these things could be templated and conceptually modeled with a different system. Then there would be some mediating functionality to enter in whatever bits of data that you know have to be added and the chart would then be produced automatically. The chart is just a a graphical output. </p>
<p>I don&#8217;t think in terms of charts. That&#8217;s not my &#8220;learning style.&#8221; To work with charting as a tool seems wasteful &#8211; you&#8217;re always reinventing everything. I guess a real project manager would have the internal knowledge-base to make better charts, but my estimations are bound to be off. Nevertheless &#8211; here is the drop-dead date for the project. And here is the drop-dead date for delivery of the chart.</p>
<p>This is more subjective than grading essays, but it pretends to be some sort of hard data. </p>
<p>Usually I&#8217;m invigorated by learning new things, but this doesn&#8217;t interest me at all. This is like word problems with trains &#8211; I want to banish them forever.</p>
<p>Bah. It&#8217;s not that I can&#8217;t do it.  If I couldn&#8217;t do it, it would just be a matter of some research and/or training to remedy the problem. </p>
<p>No, it&#8217;s worse than that because I don&#8217;t <em>want</em> to do it. Doing things I don&#8217;t want to do is incredibly difficult for me. That sounds so childish, I know. We all do things we don&#8217;t want to do all the time. I&#8217;ve got to unjam this wall of resistance now. Otherwise, I&#8217;ll be up all night fighting it and I&#8217;ll make life unnecessarily harsh for myself. So I&#8217;ve got to trick myself into doing it instead of focusing on that dread in my stomach. </p>
<p>This brings me back to the days of writing my dissertation. Not to be TMI, but menstrual cramps are not helping the situation.</p>
<p>Maybe I&#8217;ll just chart out the tasks as a plain old list, where I can rearrange everything and figure out the task dependencies, and then just transfer that to the program as the last step. Some background music might help with that. I can be enjoying my last weekend day &#8211; and enjoying the fact that because I have to do this, I don&#8217;t have to do some other stuff that otherwise I would be doing &#8211; and make it as painfree as possible.</p>
<p>Sounds like a plan.</p>
<p>But&#8230;. ooooooooooh, I hate Gantt charts. </p>
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		<title>Buy John&#8217;s Book</title>
		<link>http://www.virushead.net/vhrandom/2009/01/17/allure-of-machinic-life</link>
		<comments>http://www.virushead.net/vhrandom/2009/01/17/allure-of-machinic-life#comments</comments>
		<pubDate>Sun, 18 Jan 2009 03:15:04 +0000</pubDate>
		<dc:creator>VirusHead</dc:creator>
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		<guid isPermaLink="false">http://www.virushead.net/vhrandom/?p=2716</guid>
		<description><![CDATA[I have been seriously remiss in my intellectual (and wifely) support! I haven&#8217;t even urged you to buy, read, and comment on hubby&#8217;s book &#8211; The Allure of Machinic Life: Cybernetics, Artificial Life, and the New AI (Bradford Books, MIT Press)! 
Preview The Allure of Machinic Life at Google Books.
 
I&#8217;m a little annoyed about [...]]]></description>
			<content:encoded><![CDATA[<p>I have been <em>seriously</em> remiss in my intellectual (and wifely) support! I haven&#8217;t even urged you to buy, read, and comment on hubby&#8217;s book &#8211; <a href="http://www.amazon.com/gp/product/0262101262?ie=UTF8&#038;tag=virushead-20&#038;linkCode=as2&#038;camp=1789&#038;creative=9325&#038;creativeASIN=0262101262">The Allure of Machinic Life: Cybernetics, Artificial Life, and the New AI (Bradford Books, MIT Press)</a><img src="http://www.assoc-amazon.com/e/ir?t=virushead-20&#038;l=as2&#038;o=1&#038;a=0262101262" width="1" height="1" border="0" alt="" style="border:none !important; margin:0px !important;" />! </p>
<p>Preview <a href="http://books.google.com/books/mitpress?id=UKGQ3CVXfqEC&#038;printsec=frontcover">The Allure of Machinic Life</a> at Google Books.</p>
<p><img src="http://www.virushead.net/vhrandom/images/allurofmachinic.jpg" alt="allurofmachinic" title="allurofmachinic" width="400" height="400" class="alignleft" /> </p>
<p>I&#8217;m a little annoyed about the title, since I preferred &#8220;The Lure of Machinic Life&#8221; to &#8220;The Allure of Machinic Life.&#8221;  However, the absolutely wonderful bit on <em>me me me</em> in the acknowledgments almost makes up for it. The book cover is extra-special, too, because it features a suggestive artwork by our friend <a href="http://post.thing.net/blog/244">Joseph Nechvatal</a>.</p>
<p><div id="attachment_2744" class="wp-caption alignleft" style="width: 138px"><img src="http://www.virushead.net/vhrandom/wp-content/uploads/2009/01/jjphoto1.jpg" alt="John Johnston" title="jjphoto1" width="128" height="183" class="size-full wp-image-2744" /><p class="wp-caption-text">John Johnston</p></div> The book is a philosophically-minded constructive analysis that answers Heidegger&#8217;s critique of technology in subtle and completely unexpected ways.  It builds on the understandings of such thinkers as Lacan, Foucault, Deleuze, Baudrillard and Kittler, but it&#8217;s also a very original tour through areas of research that haven&#8217;t been connected or critiqued from this kind of perspective. It&#8217;s worth the read if only for the interpretive history of research on (and ideas about) artificial life.</p>
<p>I&#8217;m biased, but I&#8217;m also a pretty good critical reader &#8211; and this book is fantastic. I think it&#8217;s been mislabeled by the marketing people, so I&#8217;m afraid that it won&#8217;t be read &#8211; and that would really be a shame.</p>
<blockquote><p> <strong>Review</strong><br />
&#8220;John Johnston is to be applauded for his engaging and eminently readable assessment of the new, interdisciplinary sciences aimed at designing and building complex, life-like, intelligent machines. Cybernetics, information theory, chaos theory, artificial life, autopoiesis, connectionism, embodied autonomous agents—it&#8217;s all here!&#8221;<br />
—Mark Bedau, Professor of Philosophy and Humanities, Reed College, and Editor-in-Chief, <em>Artificial Life</em></p>
<p>In <strong><em>The Allure of Machinic Life</em></strong>, John Johnston examines new forms of nascent life that emerge through technical interactions within human-constructed environments—&#8221;machinic life&#8221;—in the sciences of cybernetics, artificial life, and artificial intelligence. With the development of such research initiatives as the evolution of digital organisms, computer immune systems, artificial protocells, evolutionary robotics, and swarm systems, Johnston argues, machinic life has achieved a complexity and autonomy worthy of study in its own right.</p>
<p>Drawing on the publications of scientists as well as a range of work in contemporary philosophy and cultural theory, but always with the primary focus on the &#8220;objects at hand&#8221;—the machines, programs, and processes that constitute machinic life—Johnston shows how they come about, how they operate, and how they are already changing. This understanding is a necessary first step, he further argues, that must precede speculation about the meaning and cultural implications of these new forms of life.</p>
<p>Developing the concept of the &#8220;computational assemblage&#8221; (a machine and its associated discourse) as a framework to identify both resemblances and differences in form and function, Johnston offers a conceptual history of each of the three sciences. He considers the new theory of machines proposed by cybernetics from several perspectives, including Lacanian psychoanalysis and &#8220;machinic philosophy.&#8221; He examines the history of the new science of artificial life and its relation to theories of evolution, emergence, and complex adaptive systems (as illustrated by a series of experiments carried out on various software platforms). He describes the history of artificial intelligence as a series of unfolding conceptual conflicts—decodings and recodings—leading to a &#8220;new AI&#8221; that is strongly influenced by artificial life. Finally, in examining the role played by neuroscience in several contemporary research initiatives, he shows how further success in the building of intelligent machines will most likely result from progress in our understanding of how the human brain actually works.</p></blockquote>
<p>Language is not only a virus (grin) but also an essential bit of the block of the discourse network that co-evolves with technological change and human action to give rise to the computational assemblage; or, machinic life is always already within you (and without you) but here are some of the details.</p>
<p>Now &#8211; go forth and buy many copies, and tell all thine friends (and thine enemies as well) to read and discuss.</p>
<p>Try these too!</p>
<ul>
<li><a href="http://www.amazon.com/gp/product/0801857058?ie=UTF8&#038;tag=virushead-20&#038;linkCode=as2&#038;camp=1789&#038;creative=9325&#038;creativeASIN=0801857058">Information Multiplicity: American Fiction in the Age of Media Saturation</a><img src="http://www.assoc-amazon.com/e/ir?t=virushead-20&#038;l=as2&#038;o=1&#038;a=0801857058" width="1" height="1" border="0" alt="" style="border:none !important; margin:0px !important;" /> </li>
<li><a href="http://www.amazon.com/gp/product/9057010615?ie=UTF8&#038;tag=virushead-20&#038;linkCode=as2&#038;camp=1789&#038;creative=9325&#038;creativeASIN=9057010615">Literature, Media, Information Systems: Essays by Friedrich A. Kittler (Critical Voices)</a><img src="http://www.assoc-amazon.com/e/ir?t=virushead-20&#038;l=as2&#038;o=1&#038;a=9057010615" width="1" height="1" border="0" alt="" style="border:none !important; margin:0px !important;" /> &#8211; (introduction, edited and translated)</li>
<li><a href="http://www.amazon.com/gp/product/0812281799?ie=UTF8&#038;tag=virushead-20&#038;linkCode=as2&#038;camp=1789&#038;creative=9325&#038;creativeASIN=0812281799">Carnival of Repetition: Gaddis&#8217;s the Recognitions and Postmodern Theory (Penn Studies in Contemporary American Fiction)</a><img src="http://www.assoc-amazon.com/e/ir?t=virushead-20&#038;l=as2&#038;o=1&#038;a=0812281799" width="1" height="1" border="0" alt="" style="border:none !important; margin:0px !important;" /> </li>
<li><a href="http://www.amazon.com/gp/product/157027018X?ie=UTF8&#038;tag=virushead-20&#038;linkCode=as2&#038;camp=1789&#038;creative=9325&#038;creativeASIN=157027018X">Foucault Live: Interviews, 1961-84</a><img src="http://www.assoc-amazon.com/e/ir?t=virushead-20&#038;l=as2&#038;o=1&#038;a=157027018X" width="1" height="1" border="0" alt="" style="border:none !important; margin:0px !important;" /> &#8211; (translated)</li>
<li><a href="http://www.amazon.com/gp/product/1584350385?ie=UTF8&#038;tag=virushead-20&#038;linkCode=as2&#038;camp=1789&#038;creative=9325&#038;creativeASIN=1584350385">In the Shadow of the Silent Majorities (Semiotext(e) / Foreign Agents) &#8211; Jean Baudrillard</a><img src="http://www.assoc-amazon.com/e/ir?t=virushead-20&#038;l=as2&#038;o=1&#038;a=1584350385" width="1" height="1" border="0" alt="" style="border:none !important; margin:0px !important;" /> &#8211; (translated)</li>
<li><a href="http://www.amazon.com/gp/product/0936756012?ie=UTF8&#038;tag=virushead-20&#038;linkCode=as2&#038;camp=1789&#038;creative=9325&#038;creativeASIN=0936756012">On The Line (Foreign Agents) &#8211; Gilles Deleuze and Félix Guattari</a><img src="http://www.assoc-amazon.com/e/ir?t=virushead-20&#038;l=as2&#038;o=1&#038;a=0936756012" width="1" height="1" border="0" alt="" style="border:none !important; margin:0px !important;" /> &#8211; (translated)</li>
</ul>
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		<title>Amendments on the Georgia Ballot</title>
		<link>http://www.virushead.net/vhrandom/2008/10/25/amendments-on-the-georgia-ballot</link>
		<comments>http://www.virushead.net/vhrandom/2008/10/25/amendments-on-the-georgia-ballot#comments</comments>
		<pubDate>Sat, 25 Oct 2008 20:10:05 +0000</pubDate>
		<dc:creator>VirusHead</dc:creator>
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		<category><![CDATA[IDD]]></category>
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		<guid isPermaLink="false">http://www.virushead.net/vhrandom/?p=2293</guid>
		<description><![CDATA[In Georgia, it is always an especially wise thing to do to pay close attention to the other items on the ballot. Don&#8217;t ever be fooled by the wording, but dig into what it really means. If you know anything about state and local government here, you know enough to err on the side of [...]]]></description>
			<content:encoded><![CDATA[<p>In Georgia, it is always an especially wise thing to do to pay close attention to the other items on the ballot. Don&#8217;t ever be fooled by the wording, but dig into what it really means. If you know anything about state and local government here, you know enough to err on the side of caution. Here are my thoughts on the proposed amendments for this go-round.</p>
<blockquote><p><strong>Amendment 1 To Encourage The Preservation Of Georgia&#8217;s Forests Through A Conservation Use Property Tax Reduction Program.</strong><br />
Shall the Constitution of Georgia be amended so as to provide that the General Assembly by general law shall encourage the preservation, conservation, and protection of the state’s forests through the special assessment and taxation of certain forest lands and assistance grants to local government? </p></blockquote>
<p>This is about whether Georgia can give tax breaks to those who own 200+ acres of undeveloped land. To grab the tax benefit, they have to keep the land undeveloped for 15 years. The state agrees to reimburse local governments for any lost tax revenue. My thoughts on this are mixed. I can see problems and advantages.</p>
<p>I&#8217;m worried that it&#8217;s really specific to the big landowners like Georgia Pacific, who would hold the forest lands in 15-year rotation, take the benefit, then clear the forest anyway. This would pay for them to do it. Note: &#8220;Ensures availability of timber to continue to fuel Georgia&#8217;s traditional forest industry as well as emerging markets such as bioenergy.&#8221; </p>
<p>The Georgia School Boards Association opposes it because they are worried that the Legislature will back off its commitment to help when the state budget is tight.</p>
<p>If it&#8217;s a matter of trust, I&#8217;d have to vote no. Things are pretty corrupt. But it&#8217;s possible that it could protect some land for at least a little while longer. If I had any real feeling that it would be closely monitored, I&#8217;d give it a cautious yes.</p>
<p>I&#8217;m undecided.</p>
<blockquote><p><strong>Amendment 2 To Authorize Local School Districts To Use Tax Funds For Community Redevelopment Purposes.</strong><br />
Shall the Constitution of Georgia be amended so as to authorize community redevelopment and authorize counties, municipalities, and local boards of education to use tax funds for redevelopment purposes and programs? 	</p></blockquote>
<p>This is about TADs (or tax allocation districts), which would freeze the amount of property tax revenues collected, and direct revenues generated by rising property values into a fund used to pay for redevelopment projects. First of all, take a look around. This is moot. There is no fund from rising property values. </p>
<p>More importantly, this would permit special property taxes, including school taxes, to fund redevelopment. Translation: Use education money to benefit developers. </p>
<p>The Georgia Supreme Court ruled that Tax Allocation Districts were unconstitutional because they used educational funds for purposes other than education. Exactly right. This amendment would negate that. Boooo!</p>
<p>If developers cannot get market financing, and local governments refuse to issue general revenue bonds, then why should educational monies be used? Beyond all the obvious arguments, it seems to be that an inability to get funding for profit-development probably signals a problem with the project.</p>
<p>This is a no-brainer for me. No thank you. The PTA provides a big chunk of support for the school my son attends, and developers are already in a very privileged position in Georgia.  I also don&#8217;t like the idea &#8211; in times like these &#8211; of  government borrowings that depend on future property tax growth from an area under any kind of risky redevelopment. </p>
<p>Some have said that it&#8217;s the only way to get funding for things like the Atlanta Beltline project and some kind of reasonable public transit system. Bah! As far as I can tell, they just stole the I-400 toll money to build Atlantic Station, and the Olympics gave us numerous examples of where this kind of thing can go. Living here has made me very suspicious of developers. Now they want to involve school districts? </p>
<p>I vote no. No. NO.</p>
<blockquote><p><strong>Amendment 3 To Authorize The Creation Of Special Infrastructure Development Districts Providing Infrastructure To Underserved Areas.</strong><br />
Shall the Constitution of Georgia be amended so as to authorize the General Assembly to provide by general law for the creation and comprehensive regulation of infrastructure development districts for the provision of infrastructure as authorized by local governments?</p></blockquote>
<p>&#8220;Infrastructure Development Districts&#8221; &#8211; IDDs are described as a &#8220;new economic tool,&#8221; and it sounds like it comes from the same people who dreamed up &#8220;tax allocation districts.&#8221; This alone is enough to make one pause. What you can&#8217;t tell from this wording is that what it&#8217;s all about is allowing local governments to to use bonds and private companies to pay for the construction and maintenance of new roads, sewers, schools or other infrastructure through bonds and private companies. </p>
<p>This would also allow developers to charge residents a fee/tax to pay for their infrastructure costs (sewers, bridges, water lines, roads). There is no real government oversight provision here, although there is a residential tax. My own feeling is that developers should pay for those things themselves if they don&#8217;t qualify for county/city/federal funding. They already charge residents enough, and I don&#8217;t like the idea of private taxation on top of all the other fees and expenses involved. This ends up being a form of double taxation, and there isn&#8217;t really anyone from the private side who can be held accountable to voters.</p>
<p>Although this is touted as a way to get funding for areas of Georgia that find funding challenging, I&#8217;ve been watching the development of neighborhoods that become little cities of their own and it hasn&#8217;t been a very good trend in terms of their tendency to privatize gain and socialize risk. There is little to no oversight, and I&#8217;ve seen some glaring conflict of interest problems. It also encourages what is already a serious problem with sprawl, and grants governmental powers to private entities. </p>
<p>I vote no.</p>
<p>Oh, and if somehow the Sunday alcohol sale issue gets to the ballot, I will vote to allow liquor sales on Sunday. Georgia is one of only three holdout states on this issue.  </p>
<p>If you have counter-arguments, let&#8217;s hear them before Election Day.</p>
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		<title>Credit Contraction Thoughts (and a question for you)</title>
		<link>http://www.virushead.net/vhrandom/2008/10/01/credit-contraction-thoughts</link>
		<comments>http://www.virushead.net/vhrandom/2008/10/01/credit-contraction-thoughts#comments</comments>
		<pubDate>Wed, 01 Oct 2008 18:26:43 +0000</pubDate>
		<dc:creator>VirusHead</dc:creator>
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		<guid isPermaLink="false">http://www.virushead.net/vhrandom/?p=2190</guid>
		<description><![CDATA[There&#8217;s been a lot of discussion about the causes of our current financial crisis. I, for one, do not ever care to hear the Wall Street/Main Street framing again. Really, is that the best we can do? Have we no sense of language? 
The &#8220;credit contraction&#8221; or &#8220;credit crunch&#8221; involved, among other things, financial institutions [...]]]></description>
			<content:encoded><![CDATA[<p>There&#8217;s been a lot of discussion about the causes of our current financial crisis. I, for one, do not ever care to hear the Wall Street/Main Street framing again. Really, is that the best we can do? Have we no sense of <em>language</em>? </p>
<p>The &#8220;<a href="http://online.wsj.com/article/SB122282719885793047.html?mod=googlenews_wsj">credit contraction</a>&#8221; or &#8220;credit crunch&#8221; involved, among other things, financial institutions that were &#8220;shot through with short-termism, deceptive practices and self-dealing.&#8221; I can&#8217;t help but think that unrestrained (dare I say &#8220;unregulated&#8221;?) greed is at the root of quite a lot of what has happened.</p>
<p><center><a href="http://flickr.com/photos/89875351@N00/2843636316" title="Credit crunch"><img src="http://farm4.static.flickr.com/3208/2843636316_0de873b8be_m.jpg" /></a></center></p>
<p>In this regard, one thing I haven&#8217;t really heard much about lately are the <a href="http://www.responsiblelending.org/issues/mortgage/sevensigns.html">predatory mortgage lending practices</a> that have flourished under this administration. Predatory lending practices are  abusive, stripping borrowers of home equity and threatening families with bankruptcy and foreclosure. </p>
<p>Abusive loan practices include:</p>
<ul>
<li>Intentionally steering you to a higher cost loan when you qualify for a lower one</li>
<li>Putting you into a loan you cannot afford based on your income or assets</li>
<li>Charging high interest rates and fees</li>
<li>Breaking verbal promises &#038; terms or “bait and switch” at closing (we saw this one ourselves in the difference between the &#8220;good faith estimate&#8221; and the reality of the mortgage payment amount)</li>
<li>Getting inflated appraisals to loan you more than your home is worth</li>
<li>Loans with balloon payments</li>
<li>Coaching you to lie or be dishonest on your loan application</li>
<li>Putting you into a “stated income” or “no document loan”</li>
<li>Loan “flipping” or constant refinancing</li>
<li>&#8220;Hard Money” lending</li>
<li>Loans with payments that start low and go high (my <a href="http://studentloanjustice.wordpress.com/2008/07/17/4/">student loan</a> does this)</li>
<li>Including prepayment penalties</li>
<li>Failing to properly credit loan payments in a timely way</li>
<li>Charging escrow fees when not provided by the note or deed of trust</li>
<li>Issuing loan payoff statements full of inflated and improper fees</li>
</ul>
<p>Let me tell you about the practices that have led to the ballooning of my <a href="http://www.joesdebt.com/">student loan debt</a>&#8230; but no, if I think about it I get heart palpitations and I&#8217;m already not feeling well today.</p>
<p>Something that seems to have made everything worse was the overturning of some regulatory safeguards.  For some, the spotlight for this is on Sen. Phil Gramm, McCain campaign adviser and a lobbyist for a Swiss bank:</p>
<blockquote><p>Eight years ago, as part of a <a href="http://www.motherjones.com/news/feature/2008/07/foreclosure-phil.html">decades-long anti-regulatory crusade</a>, Gramm pulled a sly legislative maneuver that greased the way to the multibillion-dollar subprime meltdown. Yet has Gramm been banished from the corridors of power? Reviled as the villain who bankrupted Middle America? Hardly. Now a well-paid executive at a Swiss bank, Gramm cochairs Sen. John McCain&#8217;s presidential campaign and advises the Republican candidate on economic matters. He&#8217;s been mentioned as a possible Treasury secretary should McCain win. That&#8217;s right: A guy who helped screw up the global financial system could end up in charge of US economic policy. Talk about a market failure.</p></blockquote>
<p>I&#8217;m interested in the fact that there is very little real discussion (that makes any sense to me, anyway) about the effects of abstract speculation (<a href="http://ap.google.com/article/ALeqM5gOZTtahVNy4kICgeQueTNyWQybJAD93H9HL80">gambling</a>), or in the practices of <a href="http://www.affil.org/consumer_rsc/usury.php">usury</a> (it used to be considered a sin) that surround every consumer every day. </p>
<p>Institutions that put too much of their working capital on the line with <a href="http://www.csmonitor.com/2008/0613/p03s09-uspo.html">speculation</a> and excessive risks went down &#8211; and shouldn&#8217;t they? But we&#8217;re so interconnected anymore that the markets have become like clusters of artificial intelligence with everything affecting everything else, so what can be done? </p>
<p>Paul Krugman usually has something interesting to say:</p>
<blockquote><p>
Paulson grabbed hold of the wrong end of the stick — he should have been seeking to <a href="http://krugman.blogs.nytimes.com/2008/10/01/bailout-narratives/">expand bank capital</a>, taking an ownership share in compensation, rather than trying to push up the value of toxic paper.</p></blockquote>
<p>I just don&#8217;t know. A couple of days ago, my bank <a href="http://www.bizjournals.com/jacksonville/stories/2008/09/29/daily19.html">Wachovia</a> was aquired by&#8230; <a href="http://www.businessweek.com/bwdaily/dnflash/content/sep2008/db20080929_369126.htm">Citi</a>. Since I swore several years ago never to deal with them again, I turned to Washington Mutual (WaMu). Oops! <a href="http://www.fool.com/investing/dividends-income/2008/09/30/the-beauty-of-washington-mutuals-collapse.aspx">Too late</a>.</p>
<p>Meanwhile, there was the whole <a href="http://www2.standardandpoors.com/spf/pdf/index/CSHomePrice_Release_093042.pdf">inflation of house prices&#8230; and then its decline</a>.</p>
<p><a href="http://www.virushead.net/vhrandom/wp-content/uploads/2008/10/08-09-30_cs-hpi.png"><img src="http://www.virushead.net/vhrandom/wp-content/uploads/2008/10/08-09-30_cs-hpi.png" alt="" title="Home Prices" width="500" height="397" class="aligncenter size-full wp-image-2191" /></a></p>
<p>Some are blaming <a href="http://www.americanprogress.org/issues/2008/09/blame_it.html">immigrants</a>. Economic crisis brings out the <a href="http://www.sourcewatch.org/index.php?title=Scapegoating">scapegoating</a> impulse. Some are blaming <a href="http://www.crooksandliars.com/2008/09/18/larry-kudlow-blames-congress-and-low-income-families-for-housing-crisis-guilty-liberal-consciences-forced-banks-to-make-bad-loans/">anti-racist policies</a>. Some are blaming <a href="http://www.americanchronicle.com/articles/75305">poor people</a>. </p>
<p>Lots of blame to go around, for sure. Blame <a href="http://www.nationalpriorities.org/costofwar_home">war</a>, blame the <a href="http://www.treasurydirect.gov/NP/BPDLogin?application=np">national deficit and the resulting increase in the mind-boggling national debt</a>, blame corporations who send their <a href="http://www.marketwatch.com/news/story/halliburtons-dubai-move----negative/story.aspx?guid={1BAF9477-2F81-4624-BE98-A8AB21821E9A}">money to Dubai</a> after landing lucrative if <a href="http://www.contractormisconduct.org/">wasteful</a> and <a href="http://www.coastalpost.com/08/10/14.html">corrupt</a> <a href="http://www.washingtonpost.com/wp-dyn/content/article/2007/08/22/AR2007082200049.html">contracts</a> (not naming names or anything), blame <a href="http://www.businessweek.com/bwdaily/dnflash/content/aug2008/db20080815_021990.htm">inflation</a>, the <a href="http://ukhousebubble.blogspot.com/2008/09/crushing-truth-about-us-household-debt.html">average household debt</a>, rising <a href="http://blogs.wsj.com/environmentalcapital/2008/10/01/oil-spike-will-a-financial-bailout-push-crude-back-up/">energy</a> and <a href="http://data.bls.gov/PDQ/outside.jsp?survey=ap">food</a> and <a href="http://works.bepress.com/cgi/viewcontent.cgi?article=1001&#038;context=christopher_robertson">healthcare</a> costs, <a href="http://www.bls.gov/news.release/prod2.nr0.htm">more productivity</a> for <a href="http://news.bbc.co.uk/2/hi/business/5303590.stm">less wages</a>, the <a href="http://www.opednews.com/articles/A-Tale-of-Two-Economies-by-Anthony-Wade-080930-326.htmlp">class warfare</a> from the <a href="http://www.lcurve.org/">super-rich</a> to the <a href="http://www.visualizingeconomics.com/2006/11/05/2005-us-income-distribution/">middle class</a>&#8230; </p>
<p>There were a lot of people here in Atlanta that were <a href="http://gtresearchnews.gatech.edu/newsrelease/gentrification.htm">pushed out of their homes</a> because the neighborhood values went up, and so did <a href="http://www.myfoxatlanta.com/myfox/pages/News/Detail?contentId=5797160&#038;version=1&#038;locale=EN-US&#038;layoutCode=TSTY&#038;pageId=3.2.1">their taxes</a>. In some neighborhoods here, you could send a kid to a rather nice college for the yearly tax bill. I would like to see some figures on how that escalated in newly-gentrified neighborhoods.  </p>
<p>There was also the optimism about jobs that led to unrealistic assessments of homeowner affordability (what happened to the <a href="http://news.yahoo.com/s/ap/20080923/ap_on_bi_ge/cash_strapped_homeowners">30% of your income rule</a>?). Add to this the emergence of the professional <a href="http://www.davemanuel.com/2007/08/07/home-flippers-beware-the-market-for-mortgages-is-tightening/">home-flippers</a>. I think that took a toll among the middle class. </p>
<blockquote><p>(T)he tanking real estate market &#8220;shifted from subprime loans made to borrowers with poor credit to homeowners who had solid credit but took out exotic loans with ballooning monthly payments.&#8221; Bloomberg reported that 3 million American homeowners are holding prime (or, actually, semi-prime) &#8220;alt-A&#8221; loans (don&#8217;t ask) worth about $1 trillion, or $150 billion more than the entire outstanding subprime market. As those loans &#8212; many of which were taken on investment properties by <a href="http://www.alternet.org/workplace/99703/?page=3">people expecting a nice, quick turnover</a> &#8212; started to go belly-up, a panic ensued. &#8230;That posed a risk to the mammoth and wholly unregulated market in insurance on bad loans that had grown up around these new kinds of investments. The market in what are known as &#8220;credit default swaps&#8221; is of unknown size, but it&#8217;s estimated to be worth as much as $60 trillion, most of it essentially paper backed by too little in the way of hard assets.</p></blockquote>
<p><a href="http://flickr.com/photos/39735679@N00/2869645739" title="No Known Restrictions: "Wall Street Bubbles; - Always the Same" / J. Ottmann Lith. Co, 1901 (LOC)"><img src="http://farm4.static.flickr.com/3044/2869645739_13fe853da2.jpg" /></a></p>
<p>I&#8217;m not an economist, and I must admit that I don&#8217;t understand all the complicated workings of the financial sector. I do, however, have a very deep suspicion toward this administration, and some of the <a href="http://www.campaignwatch.org/details.htm">family background</a> alone on these topics is a little chilling before you even look at the real power-players like the visible <a href="http://www.newsobserver.com/105/story/1238589.html">Cheney</a> (and the less-visible ones, too). </p>
<blockquote><p><a href="http://redicecreations.com/article.php?id=4885">Document</a> uncovers details of a planned coup in the USA in 1933 by right-wing American businessmen. The coup was aimed at toppling President Franklin D Roosevelt with the help of half-a-million war veterans. The plotters, who were alleged to involve some of the most famous families in America, (owners of Heinz, Birds Eye, Goodtea, Maxwell Hse &#038; George Bush’s Grandfather, Prescott) believed that their country should adopt the policies of Hitler and Mussolini to beat the great depression.</p></blockquote>
<p>In light of all I know and suspect about imperial <a href="http://www.neoconstant.com/1341/conservatism-neoconservatism-and-economic-crisis/">neocons</a> and <a href="http://onlinejournal.com/artman/publish/article_962.shtml">fascists</a> in our government, I do feel pretty secure with the strategy of tracking and analyzing the flow of <a href="http://sociology.ucsc.edu/whorulesamerica/power/wealth.html">capital and power</a> if you want to understand what&#8217;s happening. And, in this regard, I&#8217;m rather fond of <a href="http://www.chomsky.info/">Noam Chomsky</a>. This is what he had to say at a recent <a href="http://www.zmag.org/znet/viewArticle/18958">summit on the problems of Latin America and the Caribbean</a>:</p>
<blockquote><p>We might also take note of the striking similarity between the structural adjustment programs imposed on the weak by the International Monetary Fund, and the huge financial bailout that is on the front pages today in the North. The US executive-director of the IMF, adopting an image from the Mafia, described the institution as &#8220;the credit community&#8217;s enforcer.&#8221;  Under the rules of the Western-run international economy, investors make loans to third world tyrannies, and since the loans carry considerable risk, make enormous profits. Suppose the borrower defaults. In a capitalist economy, the lenders would incur the loss. But really existing capitalism functions quite differently. If the borrowers cannot pay the debts, then the IMF steps in to guarantee that lenders and investors are protected. The debt is transferred to the poor population of the debtor country, who never borrowed the money in the first place and gained little if anything from it. That is called &#8220;structural adjustment.&#8221; And taxpayers in the rich country, who also gained nothing from the loans, sustain the IMF through their taxes. These doctrines do not derive from economic theory; they merely reflect the distribution of decision-making power.</p>
<p>The designers of the international economy sternly demand that the poor accept market discipline, but they ensure that they themselves are protected from its ravages, a useful arrangement that goes back to the origins of modern industrial capitalism, and played a large role in dividing the world into rich and poor societies, the first and third worlds.</p>
<p>This wonderful anti-market system designed by self-proclaimed market enthusiasts is now being implemented in the United States, to deal with the very ominous crisis of financial markets. In general, markets have well-known inefficiencies. One is that transactions do not take into account the effect on others who are not party to the transaction. These so-called &#8220;externalities&#8221; can be huge. That is particularly so in the case of financial institutions. Their task is to take risks, and if well-managed, to ensure that potential losses to themselves will be covered. To themselves. </p>
<p>Under capitalist rules, it is not their business to consider the cost to others if their practices lead to financial crisis, as they regularly do. In economists&#8217; terms, risk is underpriced, because systemic risk is not priced into decisions. That leads to repeated crisis, naturally. At that point, we turn to the IMF solution. The costs are transferred to the public, which had nothing to do with the risky choices but is now compelled to pay the costs &#8211; in the US, perhaps mounting to about $1 trillion right now.  And of course the public has no voice in determining these outcomes, any more than poor peasants have a voice in being subjected to cruel structural adjustment programs.</p>
<p> A basic principle of modern state capitalism is that cost and risk are socialized, while profit is privatized. That principle extends far beyond financial institutions. Much the same is true for the entire advanced economy, which relies extensively on the dynamic state sector for innovation, for basic research and development, for procurement when purchasers are unavailable, for direct bail-outs, and in numerous other ways. These mechanisms are the domestic counterpart of imperial and neocolonial hegemony, formalized in World Trade Organization rules and the misleadingly named &#8220;free trade agreements.&#8221;</p></blockquote>
<p>Hey, you knew I was a <a href="http://en.wikipedia.org/wiki/Liberalism">liberal</a>, right?</p>
<p>I&#8217;m thinking about the <a href="http://en.wikipedia.org/wiki/Federal_Reserve_System">Federal Reserve</a>.</p>
<p>So, here&#8217;s a question for you: How much money is the U.S. government printing up <em>right now</em>? Can anyone give me a link to a chart that shows the history of that for the last ten years? I can&#8217;t find one -can you?</p>
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